When can I get a Business Loan?

You can get a Business Loan from Capital Finance for various needs like weddings, education, travel, medical emergencies, or any other general expenses.

What is the minimum and maximum loan amount offered?

The minimum and maximum loan amounts depend on our banking partners’ terms.

Does Capital Finance offer loans all over India?

Yes, Capital Finance provides loans across India.

Do I need a CIBIL score to get a loan from Capital Finance?

No, you don’t need a CIBIL score to get a loan from Capital Finance.

What are the conditions to get a Business loan from Capital Finance?

To apply for a Business loan, you need to be an Indian citizen with a valid email address, mobile number, Aadhaar Card, and a Business bank account with Net Banking access.

If I don’t have all the required documents?

You need at least one of the mentioned documents to apply for our Business loan.

Can existing customers re-apply for a Business loan?

Yes, existing customers can re-apply for a Business loan, subject to certain conditions based on their credit history.

What’s the interest rate for the loan offered?

• The interest rate is typically 7.50%, but it may vary based on factors like loan amount and credit score.
• Are there any pre-closure charges for the loan?
• No, there are no pre-closure charges.
• How long does it take to get the loan approved and disbursed?
• The approval process depends on our business partner, but it’s generally quick as it’s done online.

How do I apply for a Business loan?

Please register on our website, fill out the application form, and sign it upon approval.

In what formats can Aadhaar Cards be uploaded?

Aadhaar Cards can be uploaded in JPEG, PDF, or PNG formats.

How do I repay the loan?

Repayment can be made through our website using a debit card or net banking.

Can I choose the loan amount and tenure?

You can choose the loan amount and tenure, but it must meet eligibility conditions.

Who can log in to the customer portal?

Only customers who have signed up can log in.

Can a customer log in to the DSA Portal?

No, customers cannot log in to the DSA Portal.

What if I leave the loan application mid-way?

You can complete it within 7 days of registration.

Will the Loan Amount be disbursed every day?

Yes, it will be disbursed on all working days.

When does repayment start?

Repayment starts from the next month after the loan is issued.

How much do I have to pay every month?

You will pay Equated Monthly Installments (EMIs) based on the calculation during the loan application.

Can I repay my loan early?

Yes, you can after 6 months.

How can I contact customer support?

You can contact us through the contact form or by emailing us.

Will I receive a verification call from the company?

No, all processes are handled online.

What is the APR of the loan on Capital Finance?

The APR of the loan is 9%.